• She will take the time to go through each and every step of the buying process.
• Together, Smitha and you will consider: - How much can you really afford? - How to qualify for a mortgage. - How much cash you should put down. - How to buy a home with little or nothing down. - What it takes to get approved for financing. What banks and other financial institutions are looking for. - How much your payments will be. - The tax advantages of buying. - Is renting or buying better for you?
• You will have full access to ALL homes available in the MLS, even any exclusive listings not yet in the MLS. 
• Smitha's expert local knowledge of the area (neighborhoods, schools...) will be invaluable to you.
• What is the true value of the home you are interested in? Is it overpriced or is it a bargain? Smitha will help you make decisions like this every day, and she will make sure that YOU get the best value for your money. Smitha wants you to be happy with her service so that you will think of her in the future for all your Real Estate needs. Smitha has many past clients who keep coming back to her and also refer her to family and friends. 
• Negotiating with sellers can be stressful. Smitha will help you negotiate, so that the final contract includes your best possible terms and conditions. 
• You should know absolutely everything about the property you are buying! You and Smitha will view every home that you are interested in together. And prior to closing Smitha will make you fully aware of any and all inspections available to you. 
• Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. Smitha will give you the full benefit of her real estate knowledge and experience. 
  
  As your sales associate Smitha makes the following personal commitment to you:
  
  She Will... Make sure you understand all the steps involved before they happen
  She Will... Return your calls promptly
  She Will... Be your one connection to all relevant services
  She Will... Keep you informed of any changes or activity immediately
  She Will... Understand your point-of-view and represent it fully in all negotiations
  She Will... Do everything she can to simplify the entire process for you

Tell Smitha a bit about your situation below.  She'll get right back to you. There is absolutely no charge, and she offers this to you with no strings attached.  There's no obligation, and she promises to get back to you quickly...

New to the home buying process? Tell her your concerns. Ask her questions. It's her job to help! Let Smitha represent your best interests in your search for a new home.

Contact Smitha for any help, or to have your questions answered. There are no dumb questions!

Thanks for considering me to represent you in this professional transaction. I look forward to working with you!

Thanks & Keep Smiling! 
Smitha